Deadlines That End New York Injury Claims
Most New York claims are not lost to the limitations period. They are lost to one of the much shorter clocks that runs first.
Deadlines that end New York claims
Authority: CPLR 214(5); EPTL 5-4.1; General Municipal Law §§ 50-e, 50-i; Public Authorities Law § 1212; 11 NYCRR 65-1.1.
The three-year limitations period is the deadline people know about. It is rarely the one that defeats a claim. The shorter clocks are.
- Three years — personal injury
- CPLR 214(5) gives three years from the date of the accident to commence a negligence action against a private defendant.
- Two years — wrongful death
- EPTL 5-4.1 runs two years from the date of death, not the date of the injury. The decedent’s own conscious-pain-and-suffering claim remains governed by the three-year personal-injury period.
- 90 days — notice of claim against a public entity
- General Municipal Law § 50-e requires a notice of claim within 90 days of accrual before suing a city, town, county, village or school district. This is a condition precedent: miss it and leave to file late must be sought from the court, which is discretionary and frequently denied.
- One year and 90 days — suit against a municipality
- General Municipal Law § 50-i shortens the action itself to one year and ninety days from accrual, well inside the ordinary three years.
- Transit claims are served separately
- A claim against the New York City Transit Authority or the MTA is not preserved by serving the City Comptroller. Public Authorities Law § 1212 governs, and the authority must be served in its own right.
- 30 days — no-fault notice
- The earliest deadline of all. Written notice to the no-fault insurer within 30 days of the accident, under 11 NYCRR 65-1.1.
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