New York Hit And Run Lawyer

What New York law requires to prove a hit and run claim, the deadlines that govern it, and the markets we serve in person.

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New York hit and run lawyer

A hit-and-run in New York feels like a dead end: the driver who hurt you is gone, and there may be no one to sue. New York built a safety net for exactly this situation — but it has some of the shortest deadlines in all of personal injury law, and missing them forfeits the claim entirely.

MVAIC: Compensation When the Driver Is Never Found

The Motor Vehicle Accident Indemnification Corporation (MVAIC) exists to compensate New Yorkers injured by unidentified or uninsured drivers who have no other coverage available. It pays both no-fault benefits and, for qualifying victims, bodily-injury damages. The requirements are strict:

  • Report the crash to police within 24 hours — this is the requirement that quietly kills the most hit-and-run claims. If injuries made a same-day report impossible, report as soon as reasonably practicable and document why.
  • File a Notice of Intention to Make Claim with MVAIC promptly — for hit-and-run victims the window is measured in days and weeks, not years.
  • You must be a "qualified person" — generally a New York resident without their own applicable coverage.

Before MVAIC, we exhaust better options: if you own a car, or live with a relative who does, that policy's uninsured-motorist coverage likely applies to you even as a pedestrian — and it usually pays more smoothly than MVAIC.

Finding the Driver Anyway

"Unidentified" is often temporary. New York is dense with cameras — intersection cameras, building security, doorbells, bus and rideshare dashcams — but most footage is overwritten within days. Paint transfer on your vehicle or clothing, debris left at the scene, and canvassing for witnesses can identify a vehicle when police, handling dozens of open cases, cannot prioritize yours. Every identified driver converts a capped MVAIC claim into a full liability claim against a real policy — which is why we investigate first and treat MVAIC as the fallback.

Frequently asked questions

The police never found the driver. Is my case over?

No. Your own household's uninsured-motorist coverage may apply even if you were on foot or on a bike, and MVAIC exists precisely for victims with no other coverage. But both routes have short notice requirements — the 24-hour police report and prompt MVAIC filing — so the worst thing you can do is wait to see if police make an arrest.

I was a pedestrian with no car insurance of my own. Who pays my medical bills?

In order of priority: the striking vehicle's insurer if the vehicle is ever identified; the auto policy of any relative you live with; and MVAIC if neither exists. One of these almost always applies — pedestrian hit-and-run victims in New York are rarely left with nothing, but only if the deadlines are met.

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